India's 1st AI-based claim platform
Shop at an Enclaim partner, upload the bill, and the AI does the rest. It reads the receipt, checks it for fraud, matches it to a live partner claim, and credits your share.
Bill validation
Live partners
About Enclaim
Enclaim is India's 1st AI-powered Claim Platform that transforms everyday spending into long-term claim opportunities. We connect Users, Claim Partners, Associates, and AI-Franchises through a transparent Claim Economy where business growth benefits everyone.
Track every spend, grow the Claim Economy, and never underestimate the value of a bill.
See how it works 02Turn bill uploads into customer intelligence, and happy customers into free marketers.
Partner onboarding 03Grow claimers without managing products or operations. Direct or circle claims, your path.
Associate onboarding 04Long-term participants backing the growth of a territory and the whole platform.
Franchise onboardingCounter to wallet
Every claim takes the same path. Nothing is manual, and nothing moves until the bill checks out. Steps 3 to 5 are the three-stage progress bar you watch on the Bill Status screen.
Buy from any Enclaim claim partner: a shop, clinic, salon or showroom.
Snap the bill. Store, amount, category, date and items are read automatically.
The engine checks for duplicates, edits and risk signals before anything is credited.
The bill joins your history and updates categories, trends and AI insights.
The bill is matched to a partner claim, a lead claim or a running campaign.
Your share lands in the wallet, with store, rate and settlement type on record.
Before you upload
Original bills only. The checks are strict because the whole economy sits on them, and when you upload, you can tell us whether the shop wants to join.
Only original bills are allowed. Misuse may lead to account action.
Ready to submit, in app
Tell us about this store
One optional question at upload. Your answer is what starts a partnership.
A bill from a store that isn't on Enclaim yet becomes a lead. You can add a comment about the owner, and the partner support team takes it from there. That is why claims can appear at stores nobody has signed up.
Three kinds of claim
The claim type is stamped on every credited bill, so you always know where the money came from and why it was approved.
An active claim partner has set a rate and a settlement cycle. The claim is credited against their live offer.
Example: ₹5,000 bill at a 5% rate → ₹250 claim poolEnclaim still credits a claim, funded by the platform, while the partner team approaches the store you shopped at.
Example: ₹10 eligible, ₹7 credited to a free accountSeasonal drives and partner-sponsored campaigns add a cashback credit on top of the claim you already earned.
Example: a campaign cashback on top of the claim you already earned
Why did I get this claim, in app
The AI names the strategy
A lead claim is never arbitrary. The app names the strategy behind it, so the reasoning is visible rather than assumed.
Bill journey
Every step also carries a settlement rating, so you can see whether a partner is early or running late. You watch it live inside the app.
A bill that went through
What you may receive
The claim split, live
Move the amount, pick the partner's claim rate, choose a program. This is the arithmetic the platform runs on every validated bill.
Own Circle creates the Power Circle, and the Power Circle creates the Smart Circle.
The full associate share goes to the one associate who brought the customer. No team, no network to wait on.
DCP is built for creators and communities with a direct audience.
Spending analytics
Every validated bill feeds a running picture of where your money goes, by category, by month, by store.
Home screen, in app
What you see in the app
Written in plain language, the way the app phrases it. For example: you spent 32% more on Electronics compared to last month.
Figures shown in the app screen are sample data.
Four ways in
Users spend, partners grow, associates earn, franchise partners back the expansion. Pick the seat that fits.
Spending Claimer · what users gain
Get bills, upload them, and grow the Claim Economy. Every verified bill turns your spending into a financial story you can actually read, and a claim you can actually keep.
Steps involved
Show your financial story: categories, trends and month-on-month change, read straight off your bills.
Personalised purchase, renewal and price alerts, drawn from what you actually buy.
Every eligible bill is matched to a Lead, Partner or Special claim and credited to your wallet.
₹10,000 bill · 10% claim → ₹1,000 pool → ₹500 to youClaim Partner · what partners gain
Convert bill uploads into customer intelligence, and turn happy customers into free marketers. Every rupee of promotion is tied to a verified bill, so you pay for outcomes, not impressions.
Steps involved
Retail stores, supermarkets, restaurants, hospitals, salons, fashion stores, educational institutions, real estate companies and service providers.
Partners appear in the Claim Partners directory with their location and the claim rate they offer, so shoppers can choose you before they spend.
Claim upto 2.5% · 3% · 10%, you set itStanding is visible to every shopper browsing the directory.
Referral Claimer · what associates gain
Stay active, help others stay active, and earn from high-revenue-sharing programs. Choose your path, Direct or Circle Claims, with up to 90% of claims distributed to the claimers community.
| Feature | DCP | CCP |
|---|---|---|
| Direct audience income | Yes | Limited |
| Influencer friendly | High | Moderate |
| Team building | No | Yes |
| Network income | No | Yes |
| Seven-circle earnings | No | Yes |
| Passive potential | Medium | High |
Steps involved
Direct earnings from your own audience, no team to build.
Influencer-friendly · simple structure · faster growthTeam-built network income through the seven-circle distribution, with long-term passive potential.
₹500 pool → 125 · 75 · 75 · 75 · 50 · 50 · 50For long-term participants
The franchise model lets individuals participate in Enclaim's growth as the partner base, user base and Prime subscriptions expand across a market.
Prime subscription growth, partner network growth, user growth and overall ecosystem expansion.
More users attract partners. More partners attract users. More users attract associates. Each side pulls the next.
Franchise participation is discussed case by case. Start with the onboarding form, or write to info@enclaim.ai.
The engine
Bill validation is only the entry point. The same engine reads spending behaviour, flags risk and keeps settlement honest on both sides.
Reads store, amount, category, date and items, then checks for duplicates and tampering.
Turns bills into a readable picture of where the money goes, month over month.
Personalised purchase, renewal and price alerts, drawn from what you actually buy.
Identifies suspicious transactions and unusual claim patterns before payout.
Most claims settle without a human touching them, which is how the cycle stays quick.
Analytics come back fast. Lead and partner matching can take up to 48 hours before credit.
Prime membership
Prime is not a discount on one bill. A free account keeps 70% of an eligible claim and Prime keeps 90%, but the same upgrade runs through everything else: deeper spending analytics, sharper product suggestions, a higher upload limit and a faster claim experience.
Key benefits
| Free | Prime | |
|---|---|---|
| Platform fee | 50% | 10% |
| Bill uploads | 10 / month | 30 / month |
| Claim eligibility | Standard | Up to 90% |
Enclaim Prime
₹249 / month
With Prime, you enjoy the full potential of the app — every feature, higher limits and the best possible claim on every bill.
Go PrimeGet started
Enclaim is building the Claim Economy. Users spend, Partners grow, Associates earn, and Franchise partners back the expansion. Pick your seat and start there.
For enquiry, write to us.
Stories
How the Claim Economy lands in practice, for the people who shop, the shops that join, and the associates who connect the two.
Users
I started uploading bills for the claim. I stayed for the graph. Seeing that electronics was up 32% in one month changed how I shopped the next one. The claims are small and steady, but the habit is what actually saved me money.
Most of our spending is groceries and pharmacy, so I upload four or five bills a week. The wallet fills slowly, but by month end it covers a fair part of one bill. My husband checks the category list more than I do now.
I uploaded a bill from a shop that wasn't even on Enclaim and still got a claim. Two weeks later that shop showed up in the app as a partner. That was the part that made me tell my friends about it.
Claim Partners
We set 5% and chose daily settlement. Customers began asking whether we were on Enclaim before ordering, which never happened with any discount board outside the shop. Evening footfall is the difference we can actually see.
What convinced us was paying only when a bill exists. No banner, no upfront package. The claim goes out after the purchase is verified. Four months in, our tier in the directory has moved up on its own.
Weekend campaigns work best for us. We raise the claim for two days, the app pushes us into recommendations, and tables fill earlier than usual. Settlement has been on time, which is the reason we've stayed.
Associates
I started with my own apartment block, around forty families already shopping at the same four shops. The circles do the rest. It took about five months before the monthly number was worth talking about, and it has been steady since.
I make short videos about cutting daily spending, so DCP suited me better. No team to manage, no one to answer to. My audience uploads their bills and my share arrives the same way theirs does.
Half my work is just talking to shop owners. I nominate the store when I upload, the partner team calls them, and I follow the lead inside the app. When a shop I introduced goes live, the whole area gains, not only me.
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